Why tracking accessory dwelling unit construction through verified permit data is critical to managing exposure, ensuring compliance, and protecting asset value The rapid rise of Accessory Dwelling Units (ADUs) has created new economic opportunities for homeowners and municipalities alike—but it’s also introduced significant new risks for insurance carriers, real estate … [Read more...]
Fannie & Freddie’s New Appraisal Rules Put Pressure on Accuracy — Here’s Why Permit Data Is Your Secret Weapon
How building permit intelligence helps lenders, appraisers, and AMCs meet the demands of GSE appraisal modernization Overview Fannie Mae and Freddie Mac are overhauling the appraisal process. With the introduction of the Uniform Appraisal Dataset (UAD) 3.6 and expanded eligibility for appraisal alternatives, the focus on data accuracy and transparency has never been … [Read more...]
How HELOC Lenders Use Permit History to Maximize Loan-to-Value Accuracy
Why verified renovation records are the key to confident equity lending in 2025 and beyond. 🏦 Introduction: The LTV Challenge in HELOC Lending For home equity line of credit (HELOC) lenders, Loan-to-Value (LTV) accuracy is everything. The more precisely you can assess a property's current value, the better you can mitigate risk, approve the right borrowers, and grow … [Read more...]