Enchantment Home Insurance Solutions

Any residential or commercial construction work in the state of New Mexico requires a licensed contractor. This includes general construction work, electrical, mechanical and plumbing and LP gas. New Mexico issues contractor licenses in approxamitly 100 seperate categories.

Licensed contractors are required to either pass a business & law exam or complete a business & law course. In addition, depending on the trade, 2-4 years of work experience is required to obtain a license.

Licensed contractors in New Mexico are required to carry an active workers' compensation insurance policy. State law does require contractors to carry general liability insurance, but hiring contractors who do have an active policy is highly recommended. Request a copy of each insurance certificate before any work begins.

Licensed contractors in New Mexico must obtain a surety bond to before performing any residential work. Homeowners can file a claim against this bond in the event of faulty workmanship, breach of contract, or damages to their property during the contracted construction.

The BuildZoom score is based on a number of factors including the contractor's license status, insurance status, verified work history, standing with local consumer interest groups, verified reviews from other BuildZoom users and self-reported feedback from the contractor.

When it comes to major construction work or even minor alterations to your home, hiring the wrong contractor could result in incomplete or defective work. You may even find yourself dealing with huge liability claims. BuildZoom does the homework for you and helps you hire the right contractor.

Before hiring a contractor in New Mexico, be sure to get at least 3 detailed bids. Quality contractors will take the time to explain their budget proposal,and help guide you through the estimate process. Be wary of an abnormally low bid, they are not worth the risk. These underpriced projects often do not end well for the homeowner, choose a contractor you trust and can clearly communicate with. BuildZoom has made the bid collection process extremely simple (and free). Just click here to get started.