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James Ratchford

this is my business

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Best General Contractors in Altoona

Updated: May 03, 2025

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License Not Verified

HIC #	PA109411
Status	Active
State	Pennsylvania
Type	General In Home Repairs/Construction

When BuildZoom last verified this license, it had an expiration date of June, 2016. Check the current license status of James Ratchford with the Pennsylvania Office of the Attorney General

This is a sample of licensing data; click here to access a complete history.

Inactive License

HIC #	PA109411
Status	Inactive
State	Pennsylvania

According to the Pennsylvania Office of the Attorney General, the status of this license was at one point cancelled. However, this information may have changed. If this is your business, please update your license status.

Check this license's status for James Ratchford at the Pennsylvania Office of the Attorney General.

This is a sample of licensing data; click here to access a complete history.

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*No active license on file. If you are James Ratchford, click “This is My Business” to update your information.

Insured

Insurer	Conemaugh Valley Mutual
Insured up to	$1,000,000

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Before you Hire

Here are some rules, regulations, and laws governing general contractors in Pennsylvania:

Does James Ratchford carry a valid contracting license?

Anyone who owns or operates a home improvement business or who offers, performs, or agrees to perform home improvements in Pennsylvania must register with the Office of Attorney General. New home builders do not have to register and are exempt from the regulation but must meet all applicaple building codes.

James Ratchford currently holds license PA109411 (General In Home Repairs/Construction), which was Inactive when we last checked.

How important is contractor licensing in Pennsylvania?

Contractors in Pennsylvania do not have to take an exam prior to registering as home improvement contractors.

Your liability risk when hiring James Ratchford

Registered home improvement contractors in Pennsylvania must show proof of general liability insurance with minimum coverage of $50,000, workers' compensation insurance is not required. It is a good idea to only hire contractors with current general liability and workers' compensation policies. Be sure to request copies of insurance certificates for each before any work begins.

James Ratchford holds a $1,000,000 insurance policy with Conemaugh Valley Mutual.

How is the BuildZoom score calculated?

The BuildZoom score is based on a number of factors including the contractor's license status, insurance status, verified work history, standing with local consumer interest groups, verified reviews from other BuildZoom users and self-reported feedback from the contractor.

Why you should hire through BuildZoom

When it comes to major construction work or even minor alterations to your home, hiring the wrong contractor could result in incomplete or defective work. You may even find yourself dealing with huge liability claims. BuildZoom does the homework for you and helps you hire the right contractor.

You should get several bids before hiring a contractor

Before hiring a contractor in Pennsylvania, be sure to get at least 3 detailed bids. Quality contractors will take the time to explain their budget proposal, and help guide you through the estimate process. Be wary of an abnormally low bid, they are not worth the risk. These underpriced projects often do not end well for the homeowner, choose a contractor you trust and can clearly communicate with. BuildZoom has made the bid collection process extremely simple (and free). Just click here to get started.

The best way to use BuildZoom is to let us recommend contractors for your remodeling projects.

Homeowners who hire through BuildZoom's free bidding system report high rates of satisfaction, and homeowners who research contractors online are twice as likely to be happy at the end of their project.

If you hire a contractor through BuildZoom, that contractor is accountable to us. We can enforce standards of behavior, mediate disputes, and guarantee satisfaction.

Read more about why hiring through BuildZoom is so effective.

BuildZoom’s database now contains every licensed contractor across the U.S. - over 2.5 million of them... Categorized contractor profiles are enriched using government data from state licensing boards, Better Business Bureau ratings, and more… BuildZoom jumped into the fray by announcing that it raised $10.6 million in a round led by Formation 8. ...the Y combinator-backed startup said it will be focused on remodeling projects, where the median budget is around $19,000… A new index compiled by BuildZoom — which identifies contractors for projects — found that renovations are running 2.8 percent above their 2005 level…

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Use our remodeling calculator to get a ballpark estimate for your project. If you're ready to hire, use our bidding system to get actual quotes from local contractors.