Although the state of Kentucky does not require contractors to be licensed, local jurisdictions may have stricter regulations governing licensing.

Joseph O Lay currently holds license M3481 (Plumber), which was Inactive when we last checked.

Kentucky does not require contractors to carry general liability or workers' compensation insurance. Regardless, it is advisable to hire contractors with active policies for both forms of insurance. Be sure to request a copy of the insurance certificates for your records.

Kentucky does not require contractors to obtain a surety bond. Homeowners can file complaints with the Kentucky Office of the Attorney General's Consumer Protection department.

The BuildZoom score is based on a number of factors including the contractor's license status, insurance status, verified work history, standing with local consumer interest groups, verified reviews from other BuildZoom users and self-reported feedback from the contractor.

When it comes to major construction work or even minor alterations to your home, hiring the wrong contractor could result in incomplete or defective work.You may even find yourself dealing with huge liability claims. BuildZoom does the homework for you and helps you hire the right contractor.

Before hiring a contractor in Kentucky, be sure to get at least 3 detailed bids. Quality contractors will take the time to explain their budget proposal, and help guide you through the estimate process. Be wary of an abnormally low bid,they are not worth the risk. These underpriced projects often do not end well for the homeowner, choose a contractor you trust and can clearly communicate with. BuildZoom has made the bid collection process extremely simple (and free). Just click here to get started.